Membership:

ACMLA membership of over 40 companies is comprised of leading commercial real estate mortgage lenders and affiliated service providers. Regular members include commercial mortgage lenders who represent the full range of financing sources:

• Banks
• Mortgage Bankers and Brokers
• Private Lenders
• Associate Members

Member banks offer loan programs for a variety of lending purposes, including acquisition and development, construction, and bridge/gap financing. In addition, some banks provide direct conduit financing, long-term portfolio loans, and general business financing.

Mortgage bankers and brokers provide a full range of commercial real estate financing as correspondents of national and regional lenders. Loans are available for acquisition, development, construction and refinance of all commercial property types. In addition, structured financing, a recently created loan category, is available for equity and mezzanine/second mortgages. Structured financing provides increased leverage to borrowers by using a variety of techniques to exceed the traditional loan-to-value ratio.

Private lenders complement the services of traditional lenders by offering borrowers flexible underwriting, quick loan closing, and creative loan terms. Loan programs include acquisition and development, construction, bridge financing, and other specialty loan types.

Associate members, which include attorneys, title companies, appraisers, and other related service-providers, represent the leading professionals in the field.